Section 1

Things to Know Before Buying a Home

An introduction to home buying for veterans.


Lesson 1.1

Credit Scores 101

Credit scores play an important role during the home loan process. We'll explain how they work, why they matter for your loan, and what you can do to get yours in better shape.


Lesson 1.2

What Is DTI, and Why Is It Important?

Your debt-to-income ratio, or DTI, helps determine if you can afford a monthly mortgage payment. Learn exactly what it is, how it works, and how to improve it before getting a loan.


Lesson 1.3

An Introduction to Down Payments

For many first-time home buyers, down payments often seem like a barrier to getting a home. However, we'll explain why they exist, the benefits of making one, and what the different requirements are for the various home loan programs.


Lesson 1.4

Calculating How Much Home You Can Afford

Before you buy a home, you need to know how much you can afford each month. In this lesson, we'll take you through the process of figuring out what you're comfortable spending on a home.


Lesson 1.5

What to Expect from the Home Buying Process

Even if you've never done it before, getting a home loan doesn't have to be a mystery. We'll walk you through the process, step by step, so you know exactly what to expect when you're ready to purchase your first home.

Talk to one of our expert VA loan officers at (866) 569-8272

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