About Low VA Rates

Why Low VA Rates Was Founded

Serving Those Who Have Served Us

We believe veterans and servicemembers deserve the best. As someone who has served our country, you've earned unparalleled service from our staff and the lowest possible mortgage rates. It is the highest honor to be trusted with your mortgage needs, and we take pride in helping you get really good deals on loans that fit your goals.



Corporate HQ

384 South 400 West, Ste. 100
Lindon, UT 84042

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Lehi, UT

240 North 1200 East, Ste. 101
Lehi, Utah 84043

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Henderson, NV

2510 Wigwam Parkway, Ste. 104
Henderson, NV 89074

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201 S Lakeline Blvd, Ste. 901
Cedar Park, TX 78613

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Summerlin, NV

10091 Park Run Drive, Ste. 170
Las Vegas, NV 89145

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1392 Kuahaka Street
Pearl City, HI 96782


2502 E. 7th St., Ste. C
Joplin, MO 64801

Meet Our Staff

As a leader in the VA mortgage industry, our team members at Low VA Rates are here to help you. We primarily focus on serving veterans and servicemembers get VA home loans so that you can help the best service and experience possible.


Brian Bailey VP of Sales

Craig Walton HR Director

Eric Hutchison Development/Technology Director

Eric Kandell President

Garrett Law Branch Manager

KC Smalley VP of Operations

Mark Powell Branch Manager

Russell Murphy Branch Manager

Stephanie Tino Director of Underwriting

Loan Officer

Andrew Snell Loan Officer

Angela Waller Loan Officer

Anthony Proszenyak Loan Officer

Ashley Kelly Loan Officer

Blake Law Loan Officer

Brandon StClair Loan Officer

Brandon Rigby Loan Officer

Cecilia Mercado Loan Officer/Processor

Chase Cooper LVRI President

Christopher Craig Loan Officer

Clemente Ardene Loan Officer/Loan Officer Assistant

Colby Jones Loan Officer

Curtis Price Senior Mortgage Loan Orginator

Derek Jackson Loan Officer

Emilio Parrish Loan Officer