Buy a Home with a VA Home Loan

Don't wait.

You've earned your benefits. Now it's time to use them.

If you're looking to buy a home, the VA loan program is one of the best out there. For those who qualify, you can enjoy benefits like no down payment, lower rates, and more flexible financial requirements.

These benefits are available because the VA loan program guarantees a portion of every VA loan. This guaranty is based on your entitlement and can be as high as 25% of the loan amount.

Get Started

How does the VA loan program work?

 

Benefits

VA home loans have more benefits than any other type of mortgage program.

Discover them all >

Eligibility

As an exclusive program, only those who qualify can get a VA loan.

Check your eligibility >

Getting a Loan

VA loans are easy when you understand how the process works.

See the steps >

Types of Homes You Can Buy

VA loans can't be used for all types of homes. For example, the VA doesn't allow you to use a VA loan to buy a vacation home. However, as long as the home is intended as a primary residence, you can use a VA loan to buy:

  • A single family home
  • Duplexes, triplexes, and fourplexes
  • Townhomes & condos
  • Manufactured homes
  • Modular homes
  • New constructions

Are you ready to buy a home?

Whether or not you're "ready" to buy a home will depend on a lot of factors. Some of these factors may even vary depending on your exact situation and goals. However, there are a few things that every potential homeowner will need to look at before diving in:

  • Making sure your finances are in order
  • Evaluating if you can handle (and afford) home maintenance
  • Deciding if you're ready to settle down and stay in one place

Still not sure?

Get Started

Why Low VA Rates?

 

Personalized Support

Our exceptional support staff is dedicated to ensuring a seamless experience for our clients, addressing inquiries and providing solutions with a personal touch.

LAPP Approved

As a LAPP-approved lender, we have automatic authority to close your loan. You can count on our experience and expertise to get it done quickly.

VA Focused

We pride ourselves as experts on the VA loan process. While other lenders can also do VA loans, we know the process inside and out.

Frequently Asked Questions

We answer some of the most common questions about VA loans and buying a home.

Does the VA lend money?

How long will it take to close?

How much money can I save?

What if I have bad credit?

Talk to one of our expert VA loan officers at (855) 875-4564

Prefer to send us a text?
Message us at (385) 257-3266

LCA
Customer Login

Encompass
Customer Login