Low APR Guarantee

Find a lower APR somewhere else & we will write you a check!

As our name suggests, we at Low VA Rates strive to find low-interest rates for our clients.

Customer service and a friendly, knowledgeable staff are, of course, very important, but we realize there are many friendly competitors of ours out there. So we want our clients to enjoy low VA interest rates in addition to our great service. Check out the article below!

Official Rules/Regulations:

Low APR Guarantee!

If you find what you think is a better deal than what we can offer you, then follow these easy steps:

  • Send a Locked Loan Estimate (LE) to your loan officer.
  • Circle or have your Low VA Rates Loan Officer circle for you both the rate being offered and the origination charges from the LE of the competitor.
  • A member of the management team will go over the documents and return with a winning offer or they will complete the $250 Low APR Form (attached) and sign it and return to you.
  • You will need to close and fund your loan at the competitor we could not beat.
  • Return the signed $250 Low APR Form within 10 days of the lock expiration along with a FINAL Closing Disclosure and Mortgage NOTE

Learn how to get a great rate on your new VA home loan

Low APR Guarantee

Should you close at the terms Low VA Rates was not able to beat, then we will mail you a check for $250. We have sent just a handful of checks over the years and we do get beat from time to time. But most of our clients realize after talking with us that what they thought they were getting was not true. Some go to close on the deal that we could not beat only to realize that they were victims of the “bait and switch” and did not get what they thought they were getting. This is not a commitment to lend. All loans are subject to credit and property approval. This offer is non-transferable and may not be combined with any other offers. Rates and terms are subject to change without notice.

We look forward to earning your business and helping you learn along the way.

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