Low APR Guarantee

Find an APR That Beats Ours, and We’ll Give You $250

(Yes, Really.)

Get Your APR Offer Now

You'll even get the money whether you close with us or our competitor.

That's because we know what it’s like. It can be overwhelming researching and comparing APRs and mortgage lenders.

To make it easier on you, we try to offer the lowest APRs in the business. And it's not just lip service. We back this claim up with cold, hard cash. $250 of it. So go ahead, try to find someone that can beat us. We dare you.

Low APR Guarantee!

How It Works

  • Get an offer from us by clicking the button
  • Find a better offer from one of our competitors
  • Get a locked loan estimate from the competitor
  • Send the locked loan estimate to your Low VA Rates (LVR) loan officer
  • Have your LVR loan officer circle both the offered rate and the origination charges on the competitor's locked loan estimate

At this point, a member of the LVR management team reviews the documents and they will either make a counter-offer with a lower APR or they will tell you we can't beat it by filling out and giving you our $250 Low APR Guarantee form.

To finish the process, you need to close and fund your loan with the competitor and return the signed form, along with the final closing disclosure and mortgage note, within 10 days of the lock expiration.

[DISCLAIMER]: This is not a commitment to lend. All loans are subject to credit and property approval. This offer is non-transferable and may not be combined with any other offers. Rates and terms are subject to change without notice.

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